Digital transaction a seamless system that can involve a number of participants at one time. Transactions are done without the need for cash. A Digital transaction converts a traditional way of cash- operational society to a cashless way. We can adopt Digital transactions anywhere- in the streets or in huge shopping malls.
Adaptation of technology made our life more accessible. Just as credit cards are disrupting the use of online transactions and cryptocurrency are disrupting the regimen where the presence of credit cards is essential. In today’s era, people do not have time to go to the market and purchase things. Every individual has their own hectic schedule so people prefer online shopping. They just visit the shopping sites like Amazon, Flipkart, Myntra, etc and buy the items which are necessary for their daily requirements and also get discounts.
Digital transaction a boon-
*Digital transaction is expeditious.
*We can pay by this method anywhere.
*More payout abets development and economic broadening.
*It saves our energy consumption.
*Less cash leads to fewer crimes related to cash. The risk of theft is low.
*Little labor costs as online payments are ordinarily automatic so they have lower labor costs than manuals ways of payment, such as cheque money orders, cash, etc.
Digital ad fraud is any deliberate activity that prevents the proper delivery of ads to the intended audience, or in the intended place. Most commonly taking the form of bots, or domain spoofing, ad fraud thrives by siphoning off money from advertising transactions.
For example-
In India, Cashless India is a term recently coined in previous years when the situation of demonetization was faced by common people. The need for cash was increased and then the trend of online Payments by credit cards, debit cards, Paytm started in ordinary people. According to the plans union government demonetize currency notes of Rs 500/- and Rs 1000/-. Initially, it led to severe criticism as people faced great difficulties in exchanging the old currency notes or Withdrawing cash from their accounts. However after that people start moving towards credit/debit cards, mobile phone applications, unified payments interface (UPI), BHIM(Bharat Interface for Money) app under Aadhar Enabled Payment System (AEPS)or e-wallets, etc.
People at that time in India were finding the way of online transactions hard to use.
But now the people have finally started believing in the power of plastic money in the form of credit card/debit card, and other channels of electronic payment. Online banking has gained prominence due to the deficiency of needed cash at a time in the market. Now, E-Commerce modes of making payments have also become well-liked, as most of mankind has now started making payments of even Rs.50 by the method of digital modes. All these enlargements regarded to be virtuous for the hale growth of the economy.
Here are some tips that you can remember if you are dealing with one of the digital platforms for making your next cash transaction.
1.Be is more cautious with public WiFi networks.
2.Use VPN.
3.You should use OTP during transactions.
4.Identify secure webpages.
5.Replacements to online transactions—Use NUPP for transactions.
Always mind your password
Protecting your password is extremely critical and there are several key points you must remember:

a) Never tell your password to anyone, even don’t share it with your family members.
b) If you’ve written it down on a piece of paper, make sure to keep it secure and safe. Writing your passwords anywhere is inadvisable, though.
c) Change your password often, preferably after 2-3 months.
d) Never keep the same password for all your accounts. If one of your accounts is hacked, your other accounts become extremely vulnerable
.e) Never permit browsers to save your password.
f) Make your passwords difficult to guess. Make a long password with alphanumeric characters and symbols. Do use both uppercase and lowercase letters.
Conclusion:
True, there are difficulties in implementing the idea of a cashless economy in vast countries where misery and poverty are common, yet a beginning had to be made someday.
Today there is a sea change in the mindset of people with regard to digital means of monetary dealings which are reliable, swift, expeditious, and transparent. There is no scene for black marketing or counterfeit currency in cashless countries like-India.

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